Financing
Wondering how you could obtain the best level of care and comfort for your loved ones or yourself?
We share with you the below information to help you assess and maximise your financial resources.
Cancer Drug List
The Cancer Drug List (CDL), developed by the Ministry of Health (MOH), is a list of outpatient cancer drugs and clinical indications that are claimable under MediShield Life (MSHL), MediSave (MSV) and Integrated Shield Plans (IP).
It shows the outpatient cancer treatments that are claimable and the corresponding MSHL claim limits and MSV withdrawal limits. On the other hand, IP have claim limits set by the private insurance providers of up to five times up the MSHL claim limit, depending on the policy. IP with riders offer additional coverage beyond the CDL. Some of the IP with riders may cover non-CDL treatment, among other benefits.
How will the CDL affect me?
Each outpatient cancer drug treatment on the CDL has its own MSHL claim limits and MSV withdrawal limits. That means, MSHL and MSV claims are dependent on both the drug and the indication for which it is being used for. Claim limits may change from time to time and the corresponding limits will be applied based on the date that the treatment is administered.
The CDL, corresponding subsidy levels and claim limits will be updated every few months to keep up with medical advancements and the latest clinical evidence.
The list of outpatient cancer drug treatments that are claimable under MSHL and MSV, and their respective claim and withdrawal limits can be found here. Please consult your doctor to find out whether your outpatient cancer drug treatment is on the list.
Coverage
| Plan | Category | Coverage | |
| Drug-indication on CDL | Drug-indication not on CDL | ||
| MediShield Life (MSHL) | Drug | Limit of $200 - $12,800 per month | Not Applicable |
| Services* | Limit of $4,500 per year | ||
| MediSave (MSV) | Drug | Limit of $600 per month or $1,200 per month, depending on the MSHL claim limit for the drug-indication | Not Applicable |
| Services* | Limit of $600 per year (including post-treatment scans) | ||
| IP (Private Insurer component) | Drug | Varies across insurers’ plans, and will be set as a multiple of MSHL limits | Riders will cover drug-indications beyond the CDL. Coverage varies across insurers’ plans |
| Services* | Varies across insurers' plans | ||
| Plan type: MediShield Life (MSHL) |
|---|
| Category: Drug |
| Coverage (Drug-indication on CDL): Limit of $200 - $12,800 per month |
| Coverage (Drug-indication not on CDL): Not Applicable |
| Plan type: MediShield Life (MSHL) |
| Category: Services* |
| Coverage (Drug-indication on CDL and non-CDL):Limit of $4,500 per year |
| Plan type: MediSave (MSV) |
| Category: Drug |
| Coverage (Drug-indication on CDL): Limit of $600 per month or $1,200 per month, depending on the MSHL claim limit for the drug-indication |
| Coverage (Drug-indication not on CDL): Not Applicable |
| Plan type: MediSave (MSV) |
| Category: Services* |
| Coverage (Drug-indication on CDL):Limit of $600 per year (including post-treatment scans) |
| Coverage (Drug-indication not on CDL): Limit of $600 per year (including post-treatment scans) |
| Plan type:IP (Private Insurer component) |
| Category: Drug |
| Coverage (Drug-indication on CDL):Varies across insurers’ plans, and will be set as a multiple of MSHL limits |
| Coverage (Drug-indication not on CDL): Riders will cover drug-indications beyond the CDL. Coverage varies across insurers’ plans |
| Plan type:IP (Private Insurer component) |
| Category: Services* |
| Coverage (Drug-indication on CDL):Varies across insurers' plans |
| Coverage (Drug-indication not on CDL):Varies across insurers' plans |
If you are treated for multiple primary cancers, meaning that there are two or more cancers arising from different sites and/or of a different histology or morphology, you can claim higher limits from MSHL and MSV.
| Plan | Category | Drug Indication on CDL |
| MediShield Life (MSHL) | Drug | Claim limit is the SUM of the highest cancer drug treatment received for each primary cancer per month |
| Services* | Limit of $9,000 per year | |
| MediSave (MSV) | Drug | Claim limit is the SUM of the highest cancer drug treatment received for each primary cancer per month |
| Services* | Limit of $1,200 per year for cancer drug services and/or other cancer scans |
| Plan type: MediShield Life (MSHL) |
|---|
| Category: Drug |
| Drug-indication on CDL: Claim limit is the SUM of the highest cancer drug treatment received for each primary cancer per month |
| Plan type: MediShield Life (MSHL) |
| Category: Services* |
| Drug-indication on CDL: Limit of $9,000 per year |
| Plan type: MediSave (MSV) |
| Category: Drug |
| Drug-indication on CDL: Claim limit is the SUM of the highest cancer drug treatment received for each primary cancer per month |
| Plan type: MediSave (MSV) |
| Category: Services* |
| Drug-indication on CDL: Limit of $1,200 per year for cancer drug services and/or other cancer scans |
*Services refer to those that are part of the cancer drug treatment, including consultations, scans, lab investigations, chemotherapy preparation and administration, supportive care drugs and blood transfusions.
Frequently Asked Questions
With the introduction of the CDL, we have curated a list of the frequently asked questions to address some of your queries.
Insurance Panels
We are a partner of the major insurance providers in Singapore to ensure a seamless insurance claims process for your healthcare needs.
Our team is on the main specialist panel for:
We are also on the extended panel for:
Please check with your insurance provider on your coverage.
International Expatriate Insurance Plans
If you are an expatriate and have an insurance plan that covers you globally, please contact your insurer to obtain information on your medical coverage. With a Letter of Guarantee (LOG), direct billing arrangement can be made with the insurer.
The international insurance plans include the following:
- Cigna International
- BUPA International
- Aetna International
- International SOS
- Prestige International
- Vanbreda International
The following modes of payment are available at Parkway Cancer Centre:
- Cash
- Nets
- All major credit cards
- Cheque
Get in touch with us if you have any questions. Drop us at email at enquiry@pcc.sg.