Wondering how you could obtain the best level of care and comfort for your loved ones or yourself? We share with you
the below information to help you assess and maximise your financial resources.
MODES OF PAYMENT
At Parkway Cancer Centre, the following modes of payment are available:
Medisave is the national savings scheme which helps individuals put aside part of their income in their Medisave Accounts to meet their personal or their dependants’ hospitalisation expenses, especially after retirement. Dependants refer to spouse, children, parents and grandparents. Grandparents must be Singaporeans or Singapore Permanent Residents.
| TYPE OF OUTPATIENT TREATMENT UNDER MEDISAVE | ||
| TYPE OF OUTPATIENT TREATMENT | WITHDRAWAL LIMIT | |
| Chemotherapy | $1,200 per month per patient | |
| Radiotherapy | ||
| – External Therapy | $80 per treatment | |
| – Brachytherapy with external radiotherapy | $300 per treatment | |
| – Brachytherapy without external radiotherapy | $360 per treatment | |
| – Superficial X-Ray | $30 per treatment | |
| – Stereotactic radiotherapy | $2,800 per treatment | |
| Radiosurgery (namely Novalis radiosurgery treatment and Gamma Knife treatment) | $7,500 per treatment and $300 per day for daily hospital charge | |
| MRI scans, CT scans and other diagnostics | $600 per year per patient | |
(Reference Source: https://www.moh.gov.sg/content/moh_web/home/
costs_and_financing/schemes_subsidies/medisave/Withdrawal_Limits.html)
MediShield Life is an individual catastrophic medical insurance designed to help Singaporeans and Permanent Residents pay part of the large hospitalisation bills for treatment as well as certain outpatient treatment expenses such as chemotherapy and radiotherapy. The monthly or annual premiums are paid from one’s Medisave account.
With effect from 1 November 2016, non-subsidised bills for outpatient chemotherapy and radiotherapy treatment will be pro-rated by 50% before the computation of MediShield Life payout for Singapore Citizens and Permanent Residents.
The pro-ration factor is derived based on the difference between the basic level of subsidy that a subsidised patient (50% subsidy) and a non-subsidised patient (0% subsidy) will be eligible to receive for his/her outpatient treatments.
Patients will still be able to claim up to the prevailing maximum claim limits for outpatient chemotherapy and radiotherapy treatment for the pro-rated bill.
| TYPE OF OUTPATIENT TREATMENT UNDER MEDISHIELD LIFE | ||
| TYPE OF OUTPATIENT TREATMENT | WITHDRAWAL LIMIT | |
| Chemotherapy | $3,000 per month | |
| External or Superficial Radiotherapy | $140 per treatment | |
| Brachytherapy | $500 per treatment | |
| Stereotactic Radiotherapy | $1,800 per treatment | |
(You can refer to www.medishieldlife.sg for more information on pro-ration and the prevailing claim limits under MediShield Life or contact Ministry of Health (MOH) at 6325 9220 or moh_qsm@moh.gov.sg for enquiries or assistance.)
You can obtain information about your MediShield Life coverage or Medisave balance from Central Provident Fund (CPF) via online or hotline 1800-227-1188.
If you had purchased an Integrated Shield Plan from an approved private insurer, there will be a higher coverage for your cancer treatment expenses. This is because the enhanced plan is integrated with MediShield Life and provides protection on top of what MediShield Life covers. Please approach your insurer to verify the withdrawal limit for your Integrated Shield Plan.
TYPE OF INTEGRATED SHIELD PLAN APPROVED PRIVATE INSURER
PRIVATE INTEGRATED SHIELD PLAN FOR PRIVATE HOSPITAL
Withdrawal limit is dependent on the type of Integrated Shield Plan.
The table below displays the charges of outpatient cancer treatments of Private Integrated Shield Plan for private hospitals coverage. It is advisable that you check with your respective insurer for more information on your plan type and the exact coverage you are covered with.
OUTPATIENT | NTUC Income | NTUC Income Enhanced | AIA HealthShield | Great Eastern | Prudential | Aviva | AXA Shield |
| Chemotherapy | $4,000/month | As Charged | As Charged | As Charged | As Charged | As Charged | As Charged |
| Radiotherapy (i) External or Superficial (ii) Brachytherapy | $600/session | As Charged | As Charged | As Charged | As Charged | As Charged | As Charged |
| Stereotactic Radiotherapy | $5,000/session | As Charged | As Charged | As Charged | As Charged | As Charged | As Charged |
| Immunotherapy | $2,000/month | As Charged | As Charged | As Charged | As Charged | As Charged | As Charged |
(Reference Source: https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/schemes_subsidies/Medishield/Medisave-approved_Insurance.html)
(Image Source: https://www.moh.gov.sg/content/moh_web/medishield-life/about-medishield-life/how-medishield-and-medishield-life-claims-work.html)
Payment is required upon completion of each visit at Parkway Cancer Centre. If you were to utilise your MediShield Life and/ or Medisave, the amount claimable will be in the form of reimbursements by cheque/GIRO.
Parkway Cancer Centre will assist you with the process of utilizing your MediShield Life and/ or Medisave. In order to do so, you will need to provide us with the following:
Parkway Cancer Centre will submit the information together with the invoices to the relevant parties. No further action will be required on your part.
Please note:
The bill will be paid by MediShield Life first before Medisave is withdrawn to settle the balance. The Medisave and MediShield Life claim cannot exceed the total bill.
*If you do not have enough Medisave savings, you can use your immediate family members’ Medisave savings. Please visit the Ministry of Health’s website to find out more.
If you are currently employed, your company’s Human Resource Department will be able to provide you information on your medical benefits and/ or medical insurance coverage under your company’s group health insurance plan. If your health insurance plan is one of the below mentioned, you may be entitled for cashless service at our clinic. A referral letter from your general practitioner (GP) may also be required for your initial visit to us.
The various health insurance plans include the following:
If you have purchased insurance policies, you may want to contact your insurer to verify your eligibility to make a claim e.g. under Critical illness.
If you are an expatriate and have an insurance plan that covers you globally, please contact your insurer to obtain information on your medical coverage. With a Letter of Guarantee, direct billing arrangement can be made with the insurer.
The international insurance plans include the following:
